Being injured on the job can be a stressful experience. Concerns about medical expenses stemming from your injury could make matters worse. You should be able to focus on getting better rather than worrying about correspondence with an insurance company especially when they attempt to resolve your claim for less than you deserve.
Contacting an Ocean Springs workers’ compensation lawyer could provide clarity and guidance regarding the process of financial recovery in a workers’ compensation claim. Having a committed personal injury lawyer on your side could understand your rights and the benefits you may be eligible to receive.
In the State of Mississippi, employers are required to provide a safe work environment. Many employers may also be obligated to provide workers’ comp benefits to their employees. Where applicable, an injured worker may receive benefits without regard to fault.
However, there are some issues that could bar or diminish an injured individual’s workers’ comp benefits. The use of drugs or alcohol in relation to the incident which resulted in the injury could block an individual’s claim. Likewise, an individual may not be able to get benefits based on an intentional injury.
If an individual is covered under the workers’ compensation policy, they may be able to receive the following benefits:
Although various types of medical treatment may be covered by a workers’ compensation policy, individuals typically cannot get benefits to cover pain and suffering. In this aspect, a workers’ compensation claim differs from a typical personal injury claim.
An important consideration in pursuing a claim is that workers’ compensation only applies to injuries sustained within the scope of an individual’s employment. An employer or insurance company might attempt to argue that an injured individual was not working within the scope of their employment at the time of the injury, but a workers’ compensation lawyer in Ocean Springs may be able to help an individual prepare for this type of argument. Even some events, such as social gatherings, could potentially be considered within the scope of an individual’s employment.
An injured individual generally has 30 days in which they need to report a work-related injury to their employer, but it may be beneficial to speak to an employer as soon as possible. Deadlines and rules in workers’ compensation claims are crucial, so it could also be helpful to speak with an Ocean Springs workers’ comp attorney for assistance in complying with the technical details involved in a claim.
Additionally, an injured worker has two years to file a claim with the Workers’ Compensation Commission. Similar to a personal injury claim, injured individuals must adhere to the statute of limitations in order to receive workers’ comp benefits.
Some workers’ compensation claims involve witnesses, photographs, and reports that could contain relevant information regarding the incident. A seasoned Ocean Springs workers’ compensation lawyer could be able to provide assistance in gathering information and assessing the evidence in a workers’ compensation claim.
If you or a loved one were injured in a work-related accident, reach out to an attorney who may be able to help you get the benefits that you deserve. Call today to begin working toward a resolution in your workers’ compensation claim.